Willbey Solutions (Pvt) Ltd is a registered microfinance company in Zimbabwe, dedicated to providing financial services to Small-Medium Enterprises (SMEs).

We specialize in offering loans and tailored financial solutions to support the growth and development of local businesses. With a strong commitment to our clients’ success, we strive to create opportunities for economic empowerment in the communities we serve.

Willbey Solutions (Pvt) Ltd is looking for a dynamic and motivated Loans Officer to join our team in Nyanga. As a Loans Officer, you will play a vital role in assessing loan applications, managing loan portfolios, and building strong customer relationships.

This position offers an exciting opportunity to contribute to the growth of SMEs and make a positive impact on the local economy.

Duties and Responsibilities:

• Conduct thorough financial analysis and ratio analysis to evaluate loan applications from SMEs.
• Utilize problem-solving skills and credit appraisal techniques to assess creditworthiness and risk.
• Manage loan portfolios effectively, ensuring timely repayments and minimizing defaults.
• Build and maintain strong customer relationships to understand clients’ needs and provide appropriate financial solutions.
• Prepare loan documentation and ensure compliance with internal policies and regulations.
• Monitor loan disbursements and ensure accurate and timely processing.
• Conduct field visits to SMEs to assess business operations, verify information, and provide guidance.
• Collaborate with internal teams to develop and implement strategies for business growth and risk management.
• Stay updated on market trends, industry regulations, and best practices in SME lending.
• Provide excellent customer service and resolve any loan-related queries or issues.

Qualifications and Experience:

• A degree in Banking and Finance, Economics, Accounting, Business Studies, or any other related field.
• A professional course in Credit Management, Credit Administration, Securities Management, or IOBZ is an added advantage.
• Minimum of one year of experience in a Bank or Microfinance Institution, with a strong background in customer service or credit granting processes.
• Proven experience in SME lending and collections is essential.
• Strong financial analysis skills and the ability to interpret financial statements.
• Excellent problem-solving abilities and credit appraisal expertise.
• Good knowledge of local market conditions and regulatory requirements.
• Excellent verbal and written communication skills.
• Proficiency in MS Office applications.

TO APPLY:
Interested candidates are invited to submit their resume and a cover letter by 17 May 2024