Loans Officer – Nyanga Branch

  • Full time
  • Nyanga
  • @Willbey Solutions posted 1 week ago
  • Posted : 12 May 2024 -Accepting applications

Vacancy Details

  • Career Level Qualified / Experienced
  • Experience 1 Year
  • What we do Accounting / Banking & Finance
  • Qualifications Bachelors Degree
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Job Description

Willbey Solutions (Pvt) Ltd is a registered microfinance company in Zimbabwe, dedicated to providing financial services to Small-Medium Enterprises (SMEs).

We specialize in offering loans and tailored financial solutions to support the growth and development of local businesses. With a strong commitment to our clients’ success, we strive to create opportunities for economic empowerment in the communities we serve.

Willbey Solutions (Pvt) Ltd is looking for a dynamic and motivated Loans Officer to join our team in Nyanga. As a Loans Officer, you will play a vital role in assessing loan applications, managing loan portfolios, and building strong customer relationships.

This position offers an exciting opportunity to contribute to the growth of SMEs and make a positive impact on the local economy.

Duties and Responsibilities:

  • Conduct thorough financial analysis and ratio analysis to evaluate loan applications from SMEs.
  • Utilize problem-solving skills and credit appraisal techniques to assess creditworthiness and risk.
  • Manage loan portfolios effectively, ensuring timely repayments and minimizing defaults.
  • Build and maintain strong customer relationships to understand clients’ needs and provide appropriate financial solutions.
  • Prepare loan documentation and ensure compliance with internal policies and regulations.
  • Monitor loan disbursements and ensure accurate and timely processing.
  • Conduct field visits to SMEs to assess business operations, verify information, and provide guidance.
  • Collaborate with internal teams to develop and implement strategies for business growth and risk management.
  • Stay updated on market trends, industry regulations, and best practices in SME lending.
  • Provide excellent customer service and resolve any loan-related queries or issues.

Qualifications and Experience:

  • A degree in Banking and Finance, Economics, Accounting, Business Studies, or any other related field.
  • A professional course in Credit Management, Credit Administration, Securities Management, or IOBZ is an added advantage.
  • Minimum of one year of experience in a Bank or Microfinance Institution, with a strong background in customer service or credit granting processes.
  • Proven experience in SME lending and collections is essential.
  • Strong financial analysis skills and the ability to interpret financial statements.
  • Excellent problem-solving abilities and credit appraisal expertise.
  • Good knowledge of local market conditions and regulatory requirements.
  • Excellent verbal and written communication skills.
  • Proficiency in MS Office applications.

TO APPLY:
Interested candidates are invited to submit their resume and a cover letter by 17 May 2024

Willbey Solutions

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