Loans Officer – Chinhoyi Branch

  • Full time
  • Chinhoyi
  • @Willbey Solutions posted 6 days ago
  • Posted : 12 May 2024 -Accepting applications

Vacancy Details

  • Career Level Qualified / Experienced
  • Experience 1 Year
  • What we do Accounting / Banking & Finance
  • Qualifications Bachelors Degree
Web design in Zimbabwe

Job Description

Willbey Solutions (Pvt) Ltd is a registered microfinance company in Zimbabwe, specializing in providing financial services to Small-Medium Enterprises (SMEs).

With a commitment to supporting the growth and development of local businesses, Willbey Solutions is a trusted partner for SMEs in need of financial assistance.

Willbey Solutions (Pvt) Ltd is looking for skilled and experienced Loans Officers to join their dynamic team in Chinhoyi, Mash West.

As a Loans Officer, you will be responsible for assessing loan applications from SMEs and providing financial solutions tailored to their needs. Join a team dedicated to supporting local businesses and contributing to the success of the SME sector.

Duties and Responsibilities:

  • Conduct thorough financial analysis and ratio analysis to assess loan applications from SMEs.
  • Utilize problem-solving skills and credit appraisal techniques to evaluate creditworthiness and risk.
  • Manage loan portfolios effectively, ensuring timely repayments and minimizing defaults.
  • Build and maintain strong customer relationships to understand clients’ needs and provide appropriate financial solutions.
  • Provide guidance and support to SMEs in preparing loan applications and required documentation.
  • Conduct site visits and assessments to verify business operations and collateral.
  • Monitor the performance and progress of existing loans, identifying any potential risks or issues.
  • Collaborate with internal teams to ensure compliance with regulatory requirements and company policies.
  • Stay updated on industry trends, market conditions, and changes in lending practices.
  • Prepare reports and presentations on loan portfolio performance and recommendations for improvement.

Qualifications and Experience:

  • A degree in Banking and Finance, Economics, Accounting, Business Studies, or any other related field.
  • A professional course in Credit Management, Credit Administration, Securities Management, or IOBZ is an added advantage.
  • At least one year of experience in a Bank or Microfinance Institution, well-versed in customer services or credit granting processes.
  • Experience in SME lending and collections is essential.
  • Strong financial analysis skills and the ability to interpret financial statements.
  • Excellent problem-solving abilities and credit appraisal expertise.

To apply, submit your resume and a cover letter by 17 May 2024.

Willbey Solutions

Required skills

Share this job with friends and relatives

Sorry, Applications have been closed.