- Full time
- @Work In Zimbabwe posted 1 month ago
- Posted : 29 January 2024 -Accepting applications
Career Level Qualified / Experienced
Experience 2 Years
What we do Accounting / Banking & Finance
Qualifications Bachelors Degree
Our client, a reputable microfinance firm registered in Zimbabwe, specializes in providing financial services to individuals and businesses.
With a strong presence in the industry, they are committed to empowering their clients by offering accessible and innovative loan solutions. As a leader in their sector, our client is dedicated to promoting financial inclusion and supporting economic growth in the region.
Our client is looking for a dynamic Loans Officer to join their team. As a Loans Officer, you will play a key role in engaging with customers, assessing loan applications, and managing the loan process.
This is an exciting opportunity to contribute to the growth of the microfinance sector while making a positive impact on individuals and businesses. The position offers competitive remuneration, allowances, and a goal-oriented work environment.
Duties and Responsibilities:
- Engage with customers and conduct market visits to solicit business opportunities.
- Interview loan applicants to determine their financial eligibility and assess the feasibility of granting loans.
- Evaluate the risk profile and creditworthiness of clients to make informed lending decisions.
- Communicate with potential and existing clients to build trust relationships, enhance customer loyalty, and ensure customer satisfaction.
- Justify lending decisions (approvals/rejections) and provide detailed reports.
- Implement effective collection and debt recovery measures to ensure timely repayment.
- Prepare accurate and comprehensive reports on loan portfolios and performance.
- Maintain proper documentation and records of loan applications, approvals, and disbursements.
- Stay updated on lending products and practices to provide knowledgeable assistance to clients.
- Collaborate with the team to achieve individual and organizational goals.
Qualifications and Experience:
- Proven working experience as a Loan Officer or in a similar role.
- Familiarity with computers and loan applications/software.
- Solid understanding of lending products and practices.
- Excellent communication and interpersonal skills.
- Customer satisfaction orientation and sales competencies.
- Ability to work in a goal-oriented environment.
- Degree in business, finance, marketing, or equivalent, or a related field.
NB: NO CHANCERS.
If you meet the qualifications and are interested in this role, please email your cover letter, CV, and certificates in one PDF document no later than Thursday, 1 February 2024.
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