Loans Officer

  • Full time
  • Harare
  • @Work In Zimbabwe posted 1 month ago
  • Posted : 29 January 2024 -Accepting applications

Vacancy Details

  • Career Level Qualified / Experienced
  • Experience 2 Years
  • What we do Accounting / Banking & Finance
  • Qualifications Bachelors Degree
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Job Description

Our client, a reputable microfinance firm registered in Zimbabwe, specializes in providing financial services to individuals and businesses.

With a strong presence in the industry, they are committed to empowering their clients by offering accessible and innovative loan solutions. As a leader in their sector, our client is dedicated to promoting financial inclusion and supporting economic growth in the region.

Our client is looking for a dynamic Loans Officer to join their team. As a Loans Officer, you will play a key role in engaging with customers, assessing loan applications, and managing the loan process.

This is an exciting opportunity to contribute to the growth of the microfinance sector while making a positive impact on individuals and businesses. The position offers competitive remuneration, allowances, and a goal-oriented work environment.

Duties and Responsibilities:

  • Engage with customers and conduct market visits to solicit business opportunities.
  • Interview loan applicants to determine their financial eligibility and assess the feasibility of granting loans.
  • Evaluate the risk profile and creditworthiness of clients to make informed lending decisions.
  • Communicate with potential and existing clients to build trust relationships, enhance customer loyalty, and ensure customer satisfaction.
  • Justify lending decisions (approvals/rejections) and provide detailed reports.
  • Implement effective collection and debt recovery measures to ensure timely repayment.
  • Prepare accurate and comprehensive reports on loan portfolios and performance.
  • Maintain proper documentation and records of loan applications, approvals, and disbursements.
  • Stay updated on lending products and practices to provide knowledgeable assistance to clients.
  • Collaborate with the team to achieve individual and organizational goals.

Qualifications and Experience:

  • Proven working experience as a Loan Officer or in a similar role.
  • Familiarity with computers and loan applications/software.
  • Solid understanding of lending products and practices.
  • Excellent communication and interpersonal skills.
  • Customer satisfaction orientation and sales competencies.
  • Ability to work in a goal-oriented environment.
  • Degree in business, finance, marketing, or equivalent, or a related field.


If you meet the qualifications and are interested in this role, please email your cover letter, CV, and certificates in one PDF document no later than Thursday, 1 February 2024.

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