- Full time
- @Work In Zimbabwe posted 2 months ago
- Posted : 17 January 2024 -Accepting applications
Career Level Qualified / Experienced
Experience 3 Years
What we do Accounting / Banking & Finance
Qualifications Diploma level
Nissi Global, a reputable financial institution based in Zimbabwe and other countries, is dedicated to providing financial solutions to individuals and businesses. With a strong focus on customer satisfaction and responsible lending practices, Nissi Global aims to support the financial goals of its clients.
Nissi Global is looking for a motivated Loan Officer to join their dynamic team in Bulawayo As a Loan Officer, you will play a crucial role in assisting individuals in obtaining loans to fulfill their personal or business needs. You will be responsible for evaluating loan applications, assessing client creditworthiness, and recommending loan approvals.
Additionally, you will provide guidance to clients throughout the application process. This is a full-time position based in Bulawayo, offering a competitive salary and potential allowances.
Duties and Responsibilities:
- Identify and engage potential clients who are in need of loans.
- Meet with loan candidates to explain loan options and address any inquiries.
- Act as a persuasive salesperson, influencing clients to choose Nissi Global as their lending institution.
- Assist clients throughout the loan application process, ensuring a smooth and efficient experience.
- Analyze and verify loan applications to assess clients’ creditworthiness.
- Process loan applications and required documentation within specified limits.
- Justify loan decisions by providing comprehensive reports on approvals or rejections.
- Prepare loan contracts and educate clients on associated policies and restrictions.
- Monitor loan repayments and follow up on late payments, implementing appropriate actions.
- Maintain accurate records of loan transactions and client interactions.
Qualifications and Experience:
- Degree or Diploma in Commercial, Marketing, Finance, Economics, or a related field.
- Minimum of three years of proven working experience as a Loan Officer.
- Familiarity with computers and proficiency in Excel spreadsheets.
- Solid understanding of direct and indirect lending products and industry practices.
- Excellent communication and interpersonal skills.
- Ability to thrive in a goal-oriented environment.
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