About Brandon Bona Kunaka

  • Highest Qualification Bachelor's Degree
  • Gender Male
  • Viewed 23

About me

Education

Experience

  • 2022 - Present
    Inclusive Financial Services

    Loans Officer

     Marketing financial services (SMEs, Micro SMEs, etc.).
     Business development
     Portfolio management and monitoring
     Portfolio growth, and account maintenance
     Creating and maintaining customer relations and ensuring quality services
     Following up on clients for 100% recoveries
     Liaising between the credit department and the client through-out the credit cycle
     Processing of loans, liaising with credit and finance to ensure 100% book quality.
     Credit policy implementation at branch level
     Negotiating loan terms with clients in loan underwriting and in offering micro-finance products.
     Follow up visits on clients late for repayments
     Monitoring loan book to ensure risk at portfolio is below 2%

  • 2022 - 2022
    solten financial services

    Loans Officer

    • Offering loans to civil servants and pensioners (SSB, payday, small business etc. loans). Mainly focused on SSB loans.
    • Attending to walk in clients, telephone and WhatsApp enquiries.
    • Assisting clients with loan applications, whilst ensuring adherence to KYC requirements (ids and pay slips.
    • Credit analysis on clients
    • Assisting clients with the interpretation concerning loan applications.
    • Marketing and promotion through outreach, social media etc.
    • Monthly reconciliations on SSB loan deduction with disbursement schedules. Ensuring that necessary deductions are processed effectively.
    • Receipting of repayments and loan balances.
    • Clientele data capturing in the loan management system for client creation, loan creation, repayments, refunds.
    • Preparing submissions to the Credit and Risk department.
    • Sending disks/clients names for deduction to the bureau
    • Marketing
    • Following up on clients, sending reminders concerning payday loans, and resending dropped and deferred accounts to the bureau

  • 2020 - 2020
    Solten Financial Services

    Loans Officer

    • Offering loans to civil servants and pensioners (SSB, payday, small business etc. loans). Mainly focused on SSB loans.
    • Attending to walk in clients, telephone and WhatsApp enquiries.
    • Assisting clients with loan applications, whilst ensuring adherence to KYC requirements (ids and pay slips.
    • Credit analysis on clients
    • Assisting clients with the interpretation concerning loan applications.
    • Marketing and promotion through outreach, social media etc.
    • Monthly reconciliations on SSB loan deduction with disbursement schedules. Ensuring that necessary deductions are processed effectively.
    • Receipting of repayments and loan balances.
    • Clientele data capturing in the loan management system for client creation, loan creation, repayments, refunds.
    • Preparing submissions to the Credit and Risk department.
    • Sending disks/clients names for deduction to the bureau
    • Marketing
    • Following up on clients, sending reminders concerning payday loans, and resending dropped and deferred accounts to the bureau

Expertise

sales and negotiaton
direct marketing
business analysis
leadership

Languages

english
Proficient
shona
Proficient